"When faced with the choice to buy, consume, or engage in worldly things and activities, we all need to learn to say to one another, 'We can't afford it, even though we want it!' or 'We can afford it, but we don't need it - and we really don't even want it!'" Elder Robert D. Hales, April 2009 General Conference of the Church of Jesus Christ of Latter-Day Saints
"We urge all Latter-day Saints to be prudent in their planning, to be conservative in their living, and to avoid excessive or unnecessary debt." President Thomas S. Monson, October 2008 Priesthood Session General Conference
"Avoid excessive debt. Necessary debt should be incurred only after careful thoughtful prayer and after obtaining the best possible advice. We need the discipline to stay well within our abilities to pay." Elder L. Tom Perry, October 1995 General Conference
"All too often a family's spending is governed more by their yearning than by their earning. They somehow believe that their life will be better if they surround themselves with an abundance of things. All too often all they are left with is avoidable anxiety and distress." Elder Joseph B. Wirthlin
"Many more people could ride out the storm-tossed waves in their economic lives if they had their year's supply of food and were debt-free. Today we find that many have followed this counsel in reverse: they have at least a year's supply of debt and are food free." President Thomas S. Monson
For more, here is a link to Lds.org to the finance page from "Provident Living"
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